Recently I met my old friend Martin, a high school acquaintance who has really metamorphosed over the years. Since those early years, we would joke that Martin was as thin as an electric wire. Of course he would not take it kindly and ended up exchanging blows with most of those who dared say this. He must have taken the …

It is that time of the year again when intense activities associated with Christmas beckon and soon everyone is in it. Those attractive offers on mobile phones, and never ending discounts on household items. Remember the trendy and fashionable clothing that suits you, particularly many who have to travel to their rural homes over the holidays. New arrivals for shoes …

The other day I met with Wagaki at KICC, very confused. I had made my usual visits to the MICE facility to see what’s currently going on for exhibition. Being my good neighbor I was concerned to find her at the terraces, making frantic calls. I could only imagine something was wrong. Wagaki owns an events company, something she was …

greatest and most fulfilling business consultancy ever carried out in my life is between my mum and myself. Not because of the amount she pays me, because she hardly does it anyway. The best I have ever gotten is a cup of tea. It isn’t also because of easiness. Actually, it is so tasking, taking different forms, at times over …

One of the interesting men I have met in the academic indulgence is a lecturer in MBA classes, a gentleman who had guts enough to say that in the industry where my interests have always been, there is no money. That since 1984, cumulatively, that industry has made losses. He narrates that the same industry – I am tempted to …

Around 500,000 Kenyans graduate from institutions of higher learning each year flooding the job market, an influx both the public and private sector cannot absorb fully. This has led to a very high unemployment rate estimated over 40%, and many vices attached to idleness, including indulgence to drugs, crime and terrorism. Many development experts are of the idea that enterprise …

Recently a delegation from Nepal visited our country to study the microfinance environment, and pick lessons for implementation. I had an opportunity not only to do a presentation but interact with the team that included government officials, representatives from a central bank and key leaders within Nepalese microfinance sector. The most interesting thing is that Nepal and Kenya share a …

Though I have not started throwing stones yet I am a football fanatic, not likely to miss any iconic meet. Anyone who watched the Champions League game between Chelsea and Paris Saint Germain (PSG) will definitely tell you they understand the meaning of “fighting like a wounded lion” particularly in business ventures.  Being football enthusiast, of course I waited for …

“But after all the torture those exams put me through, I surely deserve a few days at the coast mom!!” “Brandon, as much as I would love to, I just don’t see where I could cough up that kind of money at this time of the year.” And the once smiley-faced Brandon walks away utterly disappointed in Mum, probably even …

The past one and half months, I have witnessed a lot of borrowing going into consumer related purposes like school fees, assets acquisition and similar personal matters. While the other competitive field in loan advances has been in business, consumer takes it all. Borrowing for investment and agri-related ventures seems to have taken a back seat. As a banker, I …